Version 2 (V2) – Payments API Update (C2C & B2C)

Version 2 (V2) introduces a unified API framework for both Consumer-to-Consumer (C2C) and Business-to-Consumer (B2C) payment flows, including salary disbursements and peer transfers. The update enhances payload standardization, validation rules, and processing performance across all transaction types.

As part of this upgrade, only the transaction creation (initiation) endpoint has been updated. All other endpoints remain unchanged and continue to function as per the existing integration.

• Previous (V1) Transaction Creation Endpoint: Refer to existing documentation
• New (V2) Transaction Initiation Endpoint: https://apiuat.instantcashworldwide.ae/ba/api/v2/transactions/initiate

The new endpoint supports improved throughput, enhanced error handling, and idempotent request processing, ensuring reliable transaction submission for both C2C and B2C use cases.

Developers are required to update their integrations to use the V2 initiation endpoint while continuing to use existing endpoints for other operations unless otherwise specified.