Transaction Creation Workflow Approach

Maker & Checker:

1. Enter the transaction details in partner system.
2. Generate an ICTC Number.
3. After generating the ICTC number, the First-Level user submits the transaction by calling the Create a Transaction API. At this stage, the transaction is created as a temporary transaction and remains pending authorization.
4. After the transaction is created, give the customer a receipt that includes the ICTC number and the transaction details for reference and tracking.
5. After completing the required internal checks, the Second-Level user authorizes the transaction. This completes the Maker/Checker workflow.

Single Window – Real-Time:

1. Enter the transaction details in partner system.
2. Generate an ICTC Number.
3. After generating the ICTC number, call the Create a Transaction API to submit the transaction. For a Single-Level user, the transaction is created and processed immediately, so no separate authorization step is required.
4. After the transaction is successfully created, give the customer a receipt that includes the ICTC number and the full transaction details for reference and tracking.