Business Process

Corporate Customer

  • Maintains relationship with the sending partner.
  • Provides employee salary details and funding instructions.

Sending Partner

  • Onboards the corporate customer.
  • Performs corporate KYC, due diligence, and compliance checks.
  • Collects salary payment instructions.
  • Funds the salary batch.
  • Submits salary transactions to IC via REST API.

Instant Cash (IC)

  • Receives B2C salary transactions.
  • Performs transaction validations.
  • Executes AML/Sanctions screening.
  • Applies TRE routing logic.
  • Processes transactions through the selected payout partner.
  • Credits beneficiary accounts/wallets.

Beneficiary Employee

  • Receives salary through the selected payout channel.
  • Receives payout confirmation.